1.Purpose

This Cookie Policy explains how Smart Tech Insurance (“Smart Tech,” “STI”,  “we,” “our,” or “us”) uses cookies and similar technologies when you visit our website, customer portals, or other online services (collectively, the “Website”).

Cookies help us provide a secure, reliable, and user-friendly experience while allowing us to better understand how visitors interact with our Website. This information enables us to improve website performance, enhance functionality, and deliver a better experience for our customers.

This Cookie Policy should be read together with our Privacy Policy and Terms of Use.

2.What Are Cookies

Cookies are small text files that are placed on your computer, tablet, smartphone, or other device when you visit a website.

Cookies allow websites to recognize your browser, remember certain information, and improve your browsing experience.

Depending on their purpose, cookies may:

• Remember user preferences
• Maintain secure sessions
• Improve website performance
• Analyze visitor behavior
• Support website functionality
• Help identify technical issues

In addition to cookies, STI may use similar technologies such as pixels, web beacons, tags, and local storage to provide similar functionality.

3.Why We Use Cookies

Smart Tech Insurance uses cookies and similar technologies to:

• Operate and maintain our Website
• Improve website performance
• Enhance website security
• Remember user preferences
• Analyze website traffic
• Understand visitor behavior
• Improve customer experience
• Diagnose technical issues
• Measure website effectiveness
• Improve future website functionality

Smart Tech Insurance does not sell personal information collected through cookies.

4.Types of Cookies We Use

Essential Cookies

Essential cookies are necessary for the Website to function properly.

These cookies support:

• Website navigation
• Session management
• Security
• Authentication
• Form submissions
• Fraud prevention
• Website stability

Because these cookies are required for Website operation, they generally cannot be disabled through our Website.

Functional Cookies

Functional cookies improve your browsing experience by remembering your preferences.

Examples include:

• Language preferences
• Accessibility settings
• Display preferences
• Saved website settings
• Previously entered form information

These cookies are not strictly necessary but improve Website usability.

Performance and Analytics Cookies

Performance cookies help us understand how visitors use our Website.

Information collected may include:

• Pages viewed
• Time spent on pages
• Navigation paths
• Browser type
• Device type
• Operating system
• Screen resolution
• Referral source
• General geographic location
• Website performance metrics

Information collected is generally aggregated and used to improve Website performance and user experience.

Future Marketing Cookies

At the time of publication, STI does not utilize advertising pixels or targeted advertising cookies beyond those necessary to support website analytics and measurement.

If marketing or advertising cookies are implemented in the future, Smart Tech will update this Cookie Policy and obtain consent where required by applicable law.

5.Third-Party Technologies

Smart Tech Insurance utilizes trusted third-party technologies to operate and improve the Website.

Google Analytics

Smart Tech Insurance uses Google Analytics to understand how visitors interact with our Website.

Google Analytics may collect information such as:

• Website traffic
• Pages visited
• Session duration
• Navigation paths
• Browser information
• Device information
• General geographic location
• Referral sources

This information helps Smart Tech:

• Improve Website performance
• Enhance customer experience
• Identify technical issues
• Better understand visitor interests
• Improve future Website content

Google Analytics does not provide Smart Tech with information that directly identifies individual visitors.

Additional information regarding Google’s privacy practices is available at:

https://policies.google.com/privacy

Google also provides an Analytics Opt-Out Browser Add-on:

https://tools.google.com/dlpage/gaoptout

Google Tag Manager

STI utilizes Google Tag Manager to efficiently deploy and manage website tags.

Google Tag Manager itself does not collect personal information.

Instead, it manages the deployment of technologies such as Google Analytics.

Information collected through services deployed by Google Tag Manager is governed by the applicable privacy policies of those services.

WordPress

The Smart Tech Insurance Website is powered by WordPress.

WordPress uses cookies necessary to support:

• Website functionality
• User sessions
• Website administration
• Login authentication
• Security
• Content management

These cookies are generally considered essential to the operation of the Website.

6.Information Collected Through Cookies

Cookies and similar technologies may collect information including:

• IP address
• Browser type and version
• Operating system
• Device type
• Screen resolution
• Date and time of visit
• Pages viewed
• Navigation path
• Time spent on pages
• Referral source
• Approximate geographic region
• Website interactions

This information is generally used in an aggregated manner to improve Website functionality and user experience.

7.Managing Cookies

Most modern web browsers allow users to:

• View stored cookies
• Delete cookies
• Block cookies
• Block third-party cookies
• Configure cookie preferences
• Receive notifications before cookies are stored

Instructions for managing cookies can generally be found in your browser’s Settings or Help menu.

Please note that disabling certain cookies may affect the functionality and performance of portions of the Website.

8.Cookie Consent

Where required by applicable law, Smart Tech Insurance will obtain consent before placing non-essential cookies on your device.

Users may change or withdraw cookie preferences at any time through available cookie preference tools or browser settings.

Essential cookies necessary for Website operation do not require consent where permitted by law.

9.Do Not Track Signals

Some web browsers include a “Do Not Track” (“DNT”) preference.

Because there is currently no universally accepted standard governing DNT signals, Smart Tech does not currently respond differently to browser-based Do Not Track requests.

Users may manage cookies through browser settings or available cookie preference tools.

10.Changes to This Cookie Policy

Smart Tech Insurance may update this Cookie Policy periodically to reflect changes in:

• Website functionality
• Business operations
• Technology
• Legal requirements
• Third-party service providers

Any changes will become effective upon posting the revised Cookie Policy to this Website. The “Last Updated” date at the top of this Policy will indicate when revisions become effective.

11.Contact Information

Questions regarding this Information Security Policy may be directed to:

Smart Tech Insurance

Website: https://www.smarttechins.com

Security & Compliance: info@smarttechins.com

Privacy: info@smarttechins.com

Telephone: (877) 307-6777

Mailing Address:

Smart Tech
255 Primera Blvd Ste 160
Lake Mary, FL 32746

© 2026 Smart Tech Insurance. All Rights Reserved.